. want to make improvements to your existing home, an FHA 203k rehab loan could. in aesthetic appeal (e.g., new exterior siding, covered porch, stair railings ,
USDA / VA / FHA Appraisal Requirements For any USDA, VA or FHA financed loan the following will need to be repaired in order to avoid a re-inspection of the property: Chipping or peeling paint – ANY chipping or peeling paint will need to be scraped and painted, no matter how minor it may be.
· Handrails are no longer automatically required by the FHA — they’re considered cosmetic repair rather than automatic repair requirements. Instead, the appraiser reports the absence and provides input as to whether the lack of a handrail represents a safety hazard.
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"The FHA underwriter has [today] notified me that the deck requires a railing, I assume because the appraiser called it out." As an appraiser, I don’t second guess or argue with UWs requirements when it comes to FHA.
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Stair requirements for a deck under FHA : HomeImprovement – Stair requirements for a deck under FHA (self.HomeImprovement) submitted 2 years ago by I_hate_alot_a_lot I’ve tried to Google it but can’t seem to find anything but answers on the railing.
FHA: When an FHA loan is being used, the appraiser has two objectives. The Department of Housing and Urban Development (HUD) requires him to determine the current market value, as with any appraisal. But they also require a property inspection to make sure the home meets HUD’s minimum standards for health and safety.
Scrape and repaint problematic surfaces to bring your home up to VA appraisal standards. Are My Handrails VA Compliant? Handrails and deck railings are fairly standard safety features. But how high should a deck railing be? How many stairs necessitate a handrail? The VA Lender’s Handbook doesn’t provide specifics.
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FHA loan reader questions: building code and FHA Minimum Property Requirements. A reader asks, "I have a front porch that is 40 feet long and 12 feet wide and is about 3 1/2 to 4 feet high, would FHA require banisters around this porch?It has steps with railings on each side to come onto the porch."
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